Here’s the full details:
*APR = Annual Percentage Rate. The 0.00% Annual Percentage Rate (APR) on Balance Transfers using the specific form or online “Apply for Loan” submission is a “Discounted” rate that will be in effect from the time of the posting of the balance transfer to your card account for twelve (12) consecutive billing cycles afterwards, which will be considered the promotional period expiration date of that specific balance transfer. Subject to credit approval. Internal or existing debt or loans with BTFCU are not eligible for transfer promotion. A 3% transaction fee for the amount of your transferred balance with a minimum amount of $50 up to a maximum amount of $250 will be applied to your account for this promotion. After the expiration of your “Discounted” rate the remaining unpaid portion of the original balance transfer request will be subject to your normal and current APR as outlined on your monthly statement based on the specific Brazosport Teachers FCU (BTFCU) “Platinum Rewards®” credit card selected. Current rates range from 9.75% to 18.00% APR and are dependent upon credit score. The minimum balance transfer amount allowed is $300. All balance transfers must be initiated and completed by the Credit Union and are not available online. All rates are effective as of October 1, 2020, are subject to change, and this offer may be withdrawn at any time. Other restrictions or conditions may apply. Offer expires December 31, 2020.
Everyday Purchase Benefits Include:
- uChoose Rewards®– Earn points on purchases and choose how you use them at UChooseRewards.com.
- 25-Day Grace Period on Purchases
- No Annual Fees
- No Hidden Charges
- Low Minimum Payments
- Convenience of Cash Advances through ATMs World Wide
- Emergency Card Replacement
- Balance Transfer Opportunities
Share-Secured MasterCard® Available
Use this as a credit building tool to get you on the right track! Call us or apply online today.
CREDIT CARD INTEREST RATES & CHARGES
*Current rates & charges subject to change. Please always contact the credit union for the most up-to-date information.
CREDIT CARD FAQ’s:
Where can I mail my payment? The address will be included on your statement. If you pay this bill through online bill payment, you also use the same mailing address: Card Services, P.O. Box 2711, Omaha, NE 68103-2711.
What is the website address to make payments online? If you have an account with BTFCU, you will have single sign-on access to make payments through Virtual Branch. You are also able to directly access our Online Access Plus payment portal at: https://onlineaccessplus.com/oa/btfcu/
What is the phone number for 24/7 Cardholder Service? Call 1-855-284-3985 for balance inquiries, payment information, transaction history, statement requests, or to dispute a charge.