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ALL RATES
*Winter Storm Assistance Loans: 1Based on credit approval. Other terms & conditions apply. 2APR=Annual Percentage Rate. 3Interest will accrue to loan account from the original loan date on the unpaid balance during the 60-day payment deferral period. Credit approval required. Loan applicant must be 18 years or older. To qualify for 5.50% APR loan rate with 60-day payment deferral, credit score must be 660 or better. Actual rate is based on creditworthiness of applicant. Other terms & conditions may apply. Offer ends March 31, 2021. Contact us or speak with a loan officer for more details.

Loan Rates updated & effective as of  1/25/2021. Certificate Rates updated & effective as of  1/25/2021. All rates are subject to change without notice.*APR=Annual Percentage Rate. APY=Annual Percentage Yield.

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OUR SMILE SAVINGS CLUB

The​​ BTFCU SMILE Savings Club​​ is an exclusive savings account program established for young members ages 0-12 years of age. All you need to join is for the parents or legal guardian to first be an existing member or qualify for membership, and then they can open a SMILE Savings account with as little as $5. The child will be the Primary account holder and the adult the Joint Owner. As a member of the SMILE Savings Club, you will also receive special benefits!​​

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