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Savings
as high as
0.12
%
APY
Auto Loans
as low as
2.99
  %
  APR
Credit Cards
as low as
9.75
 %
 APY
Certificates
as high as
0.95
  %
  APY
ALL RATES

Loan Rates updated & effective as of  1/1/2021. Certificate Rates updated & effective as of  12/1/2020. All rates are subject to change without notice.
*APR=Annual Percentage Rate.
APY=Annual Percentage Yield.

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Love My Credit Union®
Rewards!

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OUR SMILE SAVINGS CLUB

The​​ BTFCU SMILE Savings Club​​ is an exclusive savings account program established for young members ages 0-12 years of age. All you need to join is for the parents or legal guardian to first be an existing member or qualify for membership, and then they can open a SMILE Savings account with as little as $5. The child will be the Primary account holder and the adult the Joint Owner. As a member of the SMILE Savings Club, you will also receive special benefits!​​

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